Which government scheme is primarily associated with सूक्ष्म ऋण in India as of 2025?

Current Government Schemes cover recently launched programs by the Central and State governments. These are important for Current Affairs sections in UPSC, SSC CGL, IBPS, Railway, and State PCS exams. Reading newspapers and government portals like pib.gov.in helps stay updated. Schemes from the last 6-12 months are most relevant for upcoming exams.

PM Vishwakarma Yojana was launched on September 17, 2023 to support traditional artisans and craftspeople. It provides financial assistance up to Rs 3 lakh in two tranches, skill training, modern tools, and access to digital technologies. It covers 18 traditional trades including blacksmiths, goldsmiths, potters, cobblers, and barbers.

One Nation One Fertilizer scheme was launched to provide fertilizers under a single brand called Bharat with the logo of Pradhanmantri Bhartiya Janurvarak Pariyojna. All fertilizer companies must sell urea, DAP, MOP, and NPK under this brand. The objective is to reduce price variations, ensure quality, and reduce black marketing of fertilizers.

PM KUSUM (Pradhan Mantri Kisan Urja Suraksha evem Uttham Mahabhiyan) is aimed at providing energy security to farmers by installing solar pumps and solar power plants on agricultural land. It helps reduce electricity bills for farmers and provides additional income through solar energy sale to the grid.

Vibrant Villages Programme was launched in 2023 to develop border villages in states like Arunachal Pradesh, Sikkim, Uttarakhand, Himachal Pradesh, and Ladakh. It aims to improve infrastructure, connectivity, livelihood opportunities, and reverse migration from border areas to strengthen national security.