यह सामग्री अभी उपलब्ध नहीं है। Questions and Answers
यह सामग्री अभी उपलब्ध नहीं है।
Government Schemes in India & States
Government schemes are one of the most important parts of General Knowledge, especially for exams like SSC, Banking, Railways, and state-level exams. Questions from schemes are frequently asked because they reflect current policies and development initiatives.
These schemes are launched by the central and state governments to improve sectors like education, health, employment, agriculture, and financial inclusion. While the list may seem long, the good part is that many schemes follow a pattern—once you understand the purpose and target group, it becomes easier to remember them.
- Important for SSC, Banking, Railway, UPSC & State Exams
- Includes Central + State Government Schemes
- Covers purpose, launch year, and target group
- Helpful for current affairs and interviews
- Easy to revise in short time
- Understanding Government Schemes (Concept)
- Government schemes are welfare programs launched for public benefit
- They focus on economic growth + social development
- Can be Central schemes, State schemes, or joint (Centrally Sponsored)
- Mostly target specific groups like farmers, women, youth, poor families
- Types of Government Schemes
1. Central Government Schemes
Launched by the Union Government
Applicable across the country
Example: PM Kisan, Ayushman Bharat
2. State Government Schemes
Launched by individual state governments
Applicable only within that state
Example: Ladli Laxmi Yojana (MP), Kanyashree (WB)
3. Centrally Sponsored Schemes (CSS)
Funded jointly by Central + State governments
Implemented by states
Example: MGNREGA, PMAY
Important Central Government Schemes
1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
Launched: 2014
Objective: Financial inclusion (bank accounts for all)
Target: Poor and unbanked population
2. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Launched: 2019
Objective: Income support to farmers
Benefit: ₹6000 per year
3. Ayushman Bharat Yojana
Launched: 2018
Objective: Health insurance for poor families
Coverage: Up to ₹5 lakh per family
4. Swachh Bharat Mission
Launched: 2014
Objective: Clean India (toilets, sanitation)
Focus: Rural and urban cleanliness
5. Pradhan Mantri Awas Yojana (PMAY)
Launched: 2015
Objective: Housing for all
Target: Urban and rural poor
Important State Government Schemes
1. Ladli Laxmi Yojana (Madhya Pradesh)
Objective: Financial support for girl child
Focus: Education and empowerment
2. Kanyashree Prakalpa (West Bengal)
Objective: Prevent child marriage
Target: Girls aged 13–18
3. Amma Canteen (Tamil Nadu)
Objective: Affordable food for poor
Special Feature: Subsidized meals
4. Rythu Bandhu (Telangana)
Objective: Financial assistance to farmers
Benefit: Investment support per acre
5. Mukhyamantri Chiranjeevi Yojana (Rajasthan)
Objective: Health insurance
Target: State residents
How to Study Government Schemes Effectively
Focus on Scheme Name + Purpose + Target Group
Remember launch year only for important schemes
Revise using short notes or tables
Practice MCQs regularly
Link schemes with current affairs news
FAQ
यह सामग्री अभी उपलब्ध नहीं है। FAQs
Common questions and clear answers for this topic.
What are Government Schemes in India and why are they important for exams?
Government Schemes are programs launched by the Central or State Government to address social, economic, and developmental goals. They are a major GK topic in UPSC, SSC CGL, Railway, and State PCS exams. Common categories include: health schemes, education schemes, agricultural schemes, housing schemes, and women empowerment programs.
What is the Pradhan Mantri Jan Dhan Yojana (PMJDY)?
Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched on August 28, 2014 to ensure financial inclusion by providing bank accounts to every household. Features include: zero balance savings account, RuPay debit card, Rs 1 lakh accident insurance, Rs 30,000 life insurance, and overdraft facility. It is one of the world's largest financial inclusion programs.
What is the Pradhan Mantri Awas Yojana (PMAY)?
Pradhan Mantri Awas Yojana (PMAY) is a housing scheme launched in 2015 with the goal of Housing for All. PMAY-Urban covers cities and PMAY-Gramin covers rural areas. It provides subsidized home loans through Credit Linked Subsidy Scheme (CLSS) for EWS, LIG, and MIG groups. It is frequently asked in competitive exams.
What is the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
Ayushman Bharat PM-JAY, launched in September 2018, is the world's largest government-funded health insurance scheme. It provides health coverage of Rs 5 lakh per family per year for secondary and tertiary hospitalization. It covers over 10 crore poor and vulnerable families and is also called Modicare.
What is the Swachh Bharat Mission?
Swachh Bharat Mission (Clean India Mission) was launched on October 2, 2014 (Gandhi Jayanti) by PM Narendra Modi. Its objectives include elimination of open defecation, eradicating manual scavenging, solid waste management, and promoting behavioral change regarding sanitation. India was declared Open Defecation Free in October 2019.
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